October’s Goals

Medical-going to try a different tactic here.  Instead of a dental appointment, I told him we’re going to get his eye doctor appointment done.  He is to think and research which dentist he does want to go to.

Car-after buying the stuff to get our oil changed, we need to put money in here again.  I’d like to get this up to $90. (Darn you oil change and antifreeze!)

Efund-I’d like to get this to $375.

Personal-lose 3 pounds and finish Insanity strong. I also have another 5k to run in November so I’m looking forward to that.

Blogging-set up a blogging schedule so that I when I get busy at work, I still have posts done.

After how little I got done in September, I’m looking forward to rocking out October’s goals.   You can see that I don’t have a house fund anymore.  I’m putting aside a little each pay check but it’s no longer as high of a priority as it was.  Mainly due to the fact that we are staying here for another week.

How are  your goals going? I’m only a week late in posting mine 😉

Insanity Update

Week 2 of month 2 is down. I missed 2 workouts near the end because I was feeling run down-but that’s better than getting sick.  I feel much better after some sleep and a stern talking to myself to not let work get to me so much.  Looking forward to these last few weeks and will be starting the week strong.


How I faired in September

September goals:

Medical-Get this fund to $85 and schedule him an appointment. Fail.  This would have been partially done but had to buy cat flea meds.  And yeah, an appointment…..

Car: $90. Pass. Just barely but passed!

Efund: I’m going to hope to get it to $400 but I think it’s more going to be only increasing by $10. Failish? I did increase it by $10 though.

House fund: I’d like to get this to $250. Pass.  Even though I stopped this midway through the month.

Personal: lose another 3 pounds. Fail! But I did lose 1 pound. However, my clothes are fitting much better and I need a belt for my pants now.

I don’t want to talk about it.  Okay I will.  I need the fiancé to be onboard for getting his teeth cleaned and he really hates the dentist.  I’m trying hard to not push this issue but eventually he’ll get it done.  Maybe if I stop making it a goal?  The efund is hard as we had so little extra money but I’m at least contributing to it and it will get there, eventually.  The struggle will be worth it!

Has the house fund turned into our mini efund? Yes and no.  We aren’t going to touch it for as long as we can and maybe eventually it will be incorporated into our efund but for right now, it’s staying where it is.

As for the weight loss? I don’t know what’s going on.  I can’t get under 150.  I’ve cut calories, cut a lot of junk out of my diet and have been working out like mad—but I’m stuck.  As stated though, clothes are fitting nicer and I’m looking a lot more toned.  Maybe next month.

As for October’s goals? I haven’t thought of them yet-too busy and have a lot on my mind at this moment.   But I’ll have them for you on Monday! (I know, extremely fascinating stuff and you can’t wait J )

Goals for August

July’s Goals:

Medical: Not a monetary one as much as we need to make my guy’s doctor and dentist appointment. –fail. Got the doctor appointment done but not much else.

Car: Pay for tags and taxes and start to save for back breaks. I think if I could get $75 in here at the end of the month after the tags/taxes I’ll be happy.-pass.

Guy’s Student Loans: $100 more into it.-Pass

Efund: I’d like to get this to $300.-Pass. $320 is what this is at.  It was kind of hard but I’m glad we did it.

Personal: Continue to train for the next 5k. And losing 2 pounds would be nifty too.-semi pass.  I didn’t lose weight but I didn’t gain it either.  And I’ve been running a lot now.

August Goals:

Medical-get his dentist appointment done.

Car: I’m getting the brakes done next week so that is going to end up clearing that fund down to zero.  Plus I had to cut back the funding into this.  So if we can get $50 into fund by the end of August after all is said in done, I’ll be happy.

Efund: $350 would be great.  Gasp, what? Only that amount? Yes, because I’m now adding in a “house fund” which will get me out of this house by January.

Personal: rock Insanity and lose 3 pounds.  I just started it and I’m keeping up the running training as I’d like to do a half marathon in October.  So that should be easy peasy.

Last but not least, house fund: I’d love to get this to $150.  I’m trying to balance both this and the efund but at the same time, I really want out of this place.  If need be, I can tough it out here and we’ll draw from the house fund.  But hopefully that won’t happen.

That’s my August goals and I’m happy with them.  I think they will be well balanced.  How did you do for your July goals?  Do you have your August goals ready?

Old goals out and new goals in!

May’s Goals:

Medical: finish up my dentist appointments! – I’m going to say I fail even if it is the dentist’s fault.  I have one double appointment left in June for my last fillings and a cleaning.

Car fund: I’d like to put $90 into this. I have $75 scheduled to go for it so let’s see if I can manage an extra $15.—neither pass nor fail as I had this at $210 but then put the left over car money towards medical as I thought I was going to need it for a dental appointment.

Personal: I am entering my first ever 5k since high school and I really want to do well. Right now I know I can do it so now it’s just working on my time. – Pass. I entered and will be running it this Sunday but I’ve been working on my time!  Send fast thoughts to me around noon central time 🙂

Guy’s Student Loans: I would love to get this to $225. That means I need to save $75 for it. – Pass.  Looking at my side bar you will see it’s up to $250!

Efund: I’d love to get this to $200. That’s $60. Can I do it? No idea but we’ll see!–Fail! It’s at $190 which isn’t too bad I guess.  Soooo close!

June’s Goals

Medical-ONE more appointment.  Then onto my guy’s teeth (that sound you heard was me hitting my desk with my head).  And of course, he needs glasses and contacts.   So: $100 into this fund and maybe a dentist appointment for the guy for him to get a price range.

Guy’s Student Loans: I want to put $150 into this.

Car Fund: $100—it’s at zero right now and I don’t like that.  We are a) saving for a new to us car and b) what if another repair comes up?

Efund: $250.  That’s what I would settle for.  Of course, if I can get it over that, it would be even better.

So there you have it.  Are they ambitious? I think so.  Honestly, I’m going to be extremely happy when we get all the doctors, dentists and eye doctors over with.  (Oh did I mention that I also need to get my eyes checked out? Just not as badly as my guy does) Why? Because that money will be helpful to pay off more debt, get our efund up, and to increase other random funds (car, wedding, Christmas, etc).

Before I get overly excited about that, I have a question.  I’ve been kicking around getting and keeping the medical fund to about $250-$500 after all is said and done.  Or should I get my efund up first and then go back to building the medical fund?  They both have valid pros and cons so I’m having trouble deciding and it’s too far into the future for my guy to want to think about it.  Let me know your thoughts below!

How did your May goals go? Are you working on June’s?

April and May’s Goals!

April’s Goals:

                Medical-2 dental appointments.  Check! Totally passed this one. 

                Medical Debt-$80.  We changed everything around.   Instead of medical debt, it’s now guy’s student loan.  And it has $148 in it so I don’t think it is too shabby but I know that I didn’t put $80 in it.  I think it was more around $10-15.  So fail.

                Car fund-$100.  It’s up to $195.  And as we started the month off with about zero, I think that was super.

               Groceries: to stay at $150 for 2 pay periods. I managed to pass this once but failed it the second time so it’s a half-check.

                I had some minor goals of giving what I could to the efund and the house fund.  We decided to hold off on the house fund as we felt the car fund needed it more.  But I was able to contribute $15 to our efund.  It’s not much but I’m confident that this fund will grow—however slow it might grow, it will still grow.  I’m shooting for the baby goal of $1k but I know deep in my little heart of hearts that I would rather it be the 6 months of expenses.  Which (without taking away any of the extras that I know we would) is roughly $16000.  Ouch, seeing that number on paper hurt as I know that we could use it to pay off debt.  But I do know that I will be paying off debt at the same time so that kind of helps the ouch factor.

May Goals:

                Medical: finish up my dentist appointments! (I have one left for fillings and all that goodness and than just have my biannual cleaning)

                Car fund:  I’d like to put $90 into this.  I have $75 scheduled to go for it so lets see if I can manage an extra $15.

                Personal: I am entering my first ever 5k since high school and I really want to do well.  Right now I know I can do it so now it’s just working on my time.

                Guy’s Student Loans: I would love to get this to $225. That means I need to save $75 for it. 

                Efund: I’d love to get this to $200.  That’s $60.  Can I do it? No idea but we’ll see!

I know I have my finished goals and goals up for May a little early but I don’t have another paycheck coming in this month so I figured why not?

My late goals for April

March’s Goals Revisited:

Efund: $150. –I managed to get this up to $130 so just $20 short.

Medical: $200-I had an appointment and now have $85 in it.

Medical Debt fund: $110. –Well, I have one saved for $76 and have started to get the second one saved up for and that is at $54 so technically yes?

New Car Fund: $250. I failed at this one and now have only $45 in it.

House Fund: $50-zero in it but I definitely spent more than $50 getting the table, chairs and a few other things (flowers, wall decorations, etc).  I even bought myself a toaster!

April’s Goals:

Medical:  not monetary this time! Instead, I want to take care of 2 appointments (and I already set one up so that might be cheating)

Medical Debt: $80—I think this is doable.

Car Fund- $100—this will have to be done a lot sooner than later.

Groceries: to stay at $150 for the two pay periods.  This will be a tad bit harder but knowing that I don’t have a lot of spare money should really help this out.

As you can see, I left off the house fund and e-fund.  This doesn’t mean I will be ignoring them.  I’m just not really sure exactly how much I will be able to contribute to them.  Even if it’s $5, I will be making some slow progress right?  And we will be trying to save as much as we can.

The house fund…well, honestly it’s kind of at a weird impasse right now.  We kind of need a microwave as ours is basically just a large counter-hogger.  It takes me about 4 minutes to warm up veggies if I use it.  It doesn’t spin so you have to watch it or the food comes out hot on one end and cold on the other.  I’m actually using it to store a cake I made.   But we haven’t really used one in a while and so aren’t sure if we should save up to get one or just continue on with what we are doing.   And that means buying flowers and other stuff to make our inside and outside pretty.

So there are my goals for this upcoming month! They’re late and I know most everyone else already has goals so I won’t ask you yours.  Instead, I’ll say thank you for the kind words and encouragement I received yesterday!

February’s goals revisted and March’s defined

February goals:

Efund: goal: $300 actual: $85 I don’t even know.  I failed big time on this goal.

Vacation Fund goal: $40 actual: zip. Decided to not do this after all, instead started a wedding fund (which is at $195 so technically I passed if I think of it like that)

New Car Fund goal: $250 actual: $180.  Honestly I don’t know what I was thinking.

Bank Fund goal: $110 actual: $110.  I passed this midway through the month so I did excellent at this one I think.

House Fund goal: $50 actual: spent $30 on a bookshelf.

Medical Fund goal: $100 actual: $130 I’m trying to get the rest of my teeth issues solved and the guy needs glasses so this is pretty high up there.

So yeah I totally sucked it up this last month.  I set the goals extremely high and didn’t make most of them.  But I did make the bank fund goal which was extremely important to me.

March’s goals:

Efund: $150.  Again this is really important to me to get it up to where I feel comfortable with it.

Medical: $200 by end of March if I don’t make a dentist appointment or $50 if I do make one.

Medical Debt fund: $110.  These are old medical debts from when there was no health insurance.

New Car Fund:  $250.  We really need a new car (or at least a better used one)

House Fund: $50.  Again, I’m planning on having $50 into this fund or spending $50 on our house. (microwave or toaster….)

That’s it.  I’m keeping my goals simpler this time.  It sucks to fail over 50% of my goals so I’m going to aim for doing simple, realistic goals.