What are you waiting for?Posted: April 19, 2012
Sometimes I really want to go back in the past and give the old me a stern talking to and the “LOOK”. I also want to give random people and friends/family of mine this talking to. I’ll go into why I want to give my past me that talk as it’s the same reason(s) that I want to give it to other people. This way everyone will know I’m not being hypocritical.
A long, long time ago, way back when dinosaurs roamed (okay *maybe* not that long ago—I’m really only going on 28 but I feel much older some days), I knew I needed a budget. But some of my reasons behind not doing one were so horrible.
I don’t know how. Um really? I didn’t know how to take a piece of paper and write out categories for my incoming money? What this really meant was I was too lazy to do so—that and I wanted to spend money without feeling guilty. So what if that guilt just laid in wait for a few years and ambushed me recently? That didn’t matter to past me! I could have googled it, read a book, asked a question or whatever else I needed to do to figure out how.
I’ll do it at New Years. Okay honestly, what was I thinking? I would say this in February and conveniently forget about it when New Years came around. Also, what was wrong with doing it right then and there? Besides the fact that I didn’t want to of course.
I’m bad at math. Okay this one is true but so what? Maybe I was really living in the dinosaur age or something and didn’t know about that handy, dandy (did you think I was going to say notebook?) calculator? Or how to plug in a “formula” in excel. As long as I can enter in the number correctly that should not be a problem.
These were just some of my most readily offered excuses as to why I didn’t budget. What was I waiting for? Apparently to get myself in deep debt and make it harder for me now. Oh wow! I accomplished that goal! Okay but seriously, I wish I hadn’t waited. Life would be a little bit easier at the moment. But it’s like all goals—starting is usually the hardest thing. I know it is for me and the evidence is the above excuses and my debt of course. But, once started, it gets a lot easier. So if you haven’t started a budget, what are you waiting for?