3 different views on money and relationshipsPosted: April 11, 2012
I don’t normally like to talk about things when they involve friends of mine but this was too interesting for me to pass up. And honestly, I’m not bad mouthing anyone.
Couple 1: Why this would be myself and my guy. We do pool our money and everything else really. For some examples: we clean the house on Sunday. We don’t fuss about it and we both just clean—we don’t have specific chores, we just do it. I tend to do more laundry than he does but I also tend to avoid the garbage duty so it evens out. It’s not something that we have to really talk about, we know it needs to get done and we do it. Dishes are done every day after dinner because we don’t have that many dishes and we don’t have a lot of counter space.
When it comes to finances, I am the one who creates the budget but I still talk to him about it before each week before it comes into play. We both discuss what our goals are and where we want to be—no hidden purchases or anything. (Okay gifts are obviously excluded from that statement) As I said, we do pool our money and we don’t really worry about who is paying for what. But we also get our own personal money and get to spend that as we want. That’s helpful—I tend to save mine and he does tend to spend his quicker. This way there is no arguments-we each get spending money and we also have a little bit of house money normally that we both confer on.
Couple 2: friends of ours. They do not pool their money or chores. They split everything down the middle. It’s almost funny to see dishes wait until the person whose turn it is finally is able to do them. They have a very “well I did this last time, now it’s yours” type of relationship.
As I said, they split everything down the middle. Everything is split down the middle and paid as such. If a bill is paid before one of them has the money, the other one will pay it but is owed for that. So it’s always kind of funny to hear “you owe me this much but I owe you that much so it really means that you owe me blank amount.” It’s almost confusing listening to them.
Couple 3: Friends of ours as well. These people do things so that the finances are pooled but they do things where it seems as if one person is constantly cleaning. Which wouldn’t really work with me—I like a clean house but I detest cleaning by myself. But it works for them.
Now, there finances are kind of funny. She saves and he spends—it’s very similar to how my guy and I were originally. She does the budget but he kind of ignores it. They aren’t broke per se but I do know that they have to finagle things around. Like I said—very similar to how we used to be. I did suggest that they do personal money but I guess it is too much like an allowance. Which it is but I think it’s worth it. But it’s not my finances so I try to keep out of it.
So there you have it, three different couples and three different approaches to home life and money. I’m not saying that our way is the right way; instead I’m saying that our way works the best for us. How do you do finances and your home life?
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