I have goals! Hear me roar!Posted: October 19, 2011
Ok, that’s not how it goes but I do have goals. That’s what part of my PLAN was about—defining my goals. Now I tried the whole “to get out of debt” but that didn’t motivate me enough. I was still looking at a glaring number and wondering what is the use, why should I even try? So I sat down and thought of several reasons why.
1) I want to get married eventually
2) I want to have a baby or two
3) I want a dog (I love my cat but still want a dog as well)
4) I want a house someday
5) Need a car—new to us soonish.
6) Pride—I took them out, charged them or otherwise incurred those debts, didn’t I?
Well there I have it–several reasons to get out of the mire. Now, I know a few of those (um mostly all but one) will either put me more in debt or if I play my cards right, I’ll have saved and be able to afford them. (I know the house plan will have a mortgage but if I’m out of debt when I get one and if I have a financial plan it won’t be as hard) Now are those in any order? Nope, just the order my head thought them up in. After thinking them I had to check to make sure they were realistic. I took off the one where I wanted to buy a tiger. I wouldn’t be able to convince anyone that I should rightfully own a tiger (probably for the best anyways—he’d probably eat my cat. Granted my cat would start the fight—he hates other cats for some reason).
And then I tried to put a time frame on them. That was harder. How will I know when I want a baby? When do I want to buy the house? I still haven’t come up with a time frame—but I know that for some of them, I wouldn’t mind completing them before I turn 30. That gives me three years to knock down my debt and start saving. And hey…you never know. I might get that tiger some day! I’ve tried convincing people that I could ride the tiger to work and not need a car….Still got a bunch of no’s—but my friend did get me a awesome picture of some white tigers as a compromise.
What are your goals? Do you have time frames?